A realistic product surface for balances, transactions, transfers, and future wellness tools.
This page models the day-one customer experience: total balances, linked accounts, recent transactions, cash flow, transfer reviews, alerts, and staged credit and debt widgets.
Operating model
Connected cash visibility with guided next actions
Built to help users connect institutions, monitor balances, and move through banking workflows with less friction.
Institution-ready
Structured surfaces, approval-aware copy, and balance-first hierarchy.
Customer signal
Built to validate account connection, cash review, and transfer intent.
$259,370
Available cash $257,920 across 3 institutions
30-day inflow
$61,200
+6.2%
30-day outflow
$42,100
-2.8%
Alerts
3 activeTax reserve below target by $3.4K
Two institutions synced in the last 15 minutes
Transfer review ready for approval
Linked accounts
3 activeChase · Operating
Business Checking · •••• 2481
$43,820
Available $42,680
Capital One · Reserve
High-Yield Savings · •••• 9022
$185,400
Available $185,400
Bank of America · Tax Holdback
Business Savings · •••• 1124
$30,150
Available $29,840
Cash flow summary
Six-month snapshot of inflow versus outflow.
Transfer panel
Guided movement between approved linked institutions with transparent review.
Ready for review
$5,000 from Reserve to Operating
Transfer fee: $2
Status: review
ETA: Same day review, subject to bank timing
Recent transactions
Stripe Payout
Income · Operating · Apr 16
$9,200
posted
Mercury Payroll Transfer
Payroll · Operating · Apr 15
-$5,400
posted
AWS
Software · Reserve · Apr 15
-$682
pending
Client Retainer
Income · Operating · Apr 14
$3,400
posted
IRS Estimated Tax
Tax · Tax Holdback · Apr 13
-$1,800
posted
Spending categories
Credit snapshot
708
+14 pts over 90 days
Utilization: 22%
Pay down revolving balance by $600 to test a lower-utilization scenario.
Debt progress
$18,200
Remaining balance target
Paid down: $6,400
Target date: February 2027
Maintain current payment pace and prioritize the highest-interest balance first.
Banking workspace
Keep connected accounts, cash visibility, and support workflows in one place.
Use Northline to connect institutions, monitor activity, review pricing, and reach the team when you need help with setup or workflow readiness.