Simple pricing for multi-account money management
Start with basic account visibility for free, then upgrade when you need stronger cash flow tools, transaction organization, and small business account management features.
Operating model
Connected cash visibility with guided next actions
Built to help users connect institutions, monitor balances, and move through banking workflows with less friction.
Institution-ready
Structured surfaces, approval-aware copy, and balance-first hierarchy.
Customer signal
Built to validate account connection, cash review, and transfer intent.
Starter
Free
Individuals or early users testing connected account visibility.
Northline Plus
$19/month
Small business owners managing operating, payroll, tax, reserve, or multiple bank accounts.
Transfer Flex
From $2
Users who need guided transfer workflows when supported.
Which plan is right for you?
Use Starter if:
- You want to test Northline
- You only need basic balance visibility
- You are managing a small number of accounts
- You are not ready for paid features
Use Northline Plus if:
- You manage several accounts across institutions
- You own or operate a small business
- You track payroll, tax, reserve, or operating cash
- You want cleaner transaction review and cash flow visibility
- You want exportable records for your accountant or internal review
Use Transfer Flex if:
- You need transfer workflow support
- You want clearer visibility into transfer timing and fees
- You understand that transfer availability depends on institution support and compliance review
Why pay for Northline Plus?
Northline Plus is designed for users who spend too much time checking separate bank portals, downloading transactions, tracking balances manually, or preparing information for accountants and business decisions. Instead of replacing your bank, Northline helps organize the financial information you already have across institutions.
Save time checking accounts
Reduce the need to jump between separate bank portals just to confirm balances and recent activity.
Understand cash position faster
See operating, reserve, payroll, and tax cash with less manual cross-checking.
Prepare cleaner financial records
Give accountants and internal reviewers a more organized view of account activity and exported records.
Reduce manual spreadsheet work
Spend less time copying balances and transaction data into ad hoc spreadsheets.
Built for users who outgrow basic banking portals
Northline is positioned as a simpler, more affordable workspace than enterprise treasury tools, not as a replacement for high-end treasury infrastructure.
| Capability | Bank portals | Personal finance apps | Enterprise treasury tools | Northline |
|---|---|---|---|---|
| Multi-bank visibility | Limited to one institution at a time | Often built for personal account aggregation | Strong, but designed for larger teams | Designed to bring supported institutions into one practical workspace |
| Small business account grouping | Usually manual | Often limited | Common | Built for operating, tax, reserve, and payroll-style account organization |
| Cash flow organization | Basic | Consumer-first | Advanced | Focused on practical visibility for small businesses and multi-account users |
| Transaction review | Institution-specific only | Personal finance oriented | Robust but more complex | Designed for cleaner review across connected accounts |
| Accountant-ready export | Varies by bank | Not always business-friendly | Usually supported | Planned around simple exportable review workflows |
| Affordable monthly pricing | Bundled with the bank | Varies | Often expensive | Positioned as a simpler, more affordable workspace than enterprise treasury software |
| Simple setup | Simple, but single-bank | Simple for consumers | Can require longer implementation | Built to feel lightweight and practical for early adoption |
Pricing FAQ
Is Northline free to start?
Yes. The Starter plan gives users a way to test basic connected account visibility before upgrading.
Who is Northline Plus for?
Northline Plus is designed for small business owners, operators, and users who manage multiple financial institutions or business-related accounts.
Are transfers included?
Transfer-related features may be usage-based and subject to institution support, user authorization, timing, route availability, and compliance review.
Is Northline a bank?
No. Northline is not a bank. It is a financial workspace that helps users organize supported account information from connected institutions.
Does Northline store my bank password?
No. Secure bank linking is handled through Plaid. Northline should not store bank usernames or passwords.
Banking workspace
Keep connected accounts, cash visibility, and support workflows in one place.
Use Northline to connect institutions, monitor activity, review pricing, and reach the team when you need help with setup or workflow readiness.